Travel Tips | Money Abroad

I’ve travelled all over the world and one important travel topic everyone always asks me about is how I handle money when I am abroad. I hope the tips I share below help you. Enjoy the journey!

Here are the most frequent questions I get and my answers:

Should I take cash? If so, how much and where do I get local currency before I travel?

  • Yes, you need a little local currency, but I mostly use credit cards.
  • Banks in other countries aren’t necessarily plentiful and aren’t open extended hours. In Italy, we had a hard time finding any open at all given they open late, take a long lunch and close early. They work to live not live to work!
  • Only use an ATM that is inside and part of a bank. Lots of fraud out there at those ATMs in convenience stores and out on the street. Plus, the opportunity for thieves to approach you are higher on the street than if you are in the locked bank ATM booth.
  • I have a local bank in the US that carries most currencies (and can order what they don’t have). I usually like to bring at least $100 in local currency to mostly use at local shops/farmer’s markets. In Italy, you can’t add a tip onto your bill so you need cash to tip. You also need cash to tip any tour guides. You will probably need local coins to use the public bathrooms. If you end up needing more cash while you are traveling, go to the bank ATM.
    • Customers with Bank of America checking and savings accounts can order foreign currency through Online Banking or the Mobile Banking App. Customers with credit cards only can order currency at a financial center. Exchange and Order Foreign Currency from Bank of America
    • I opened up a checking account with a debit card at a different bank (the one that has local currency) to avoid fees when I get US cash exchanged for other currencies and also because that way if the debit card is compromised while travelling, it doesn’t link to my main checking/savings account which is at another bank. Yes, I’m cautious! I keep a minimum balance in this account-just enough to get $100-200 more out when travelling and then I deposit more for the next trip.

What credit card(s) do you use?

  • I take two different credit cards.
  • I carry a VISA and an American Express. Both earn me points for more travel! Some places do not take AMEX, so you need to have another option. Make sure any credit card you travel with doesn’t charge you foreign transaction fees. Those fees can really add up.
  • My preferred way to pay is to use “tap to pay” with my smart watch that is set up with GooglePay with a VISA as the payment option. This works beautifully in most countries for use with public transportation (UK uses tap to pay for subways and buses) and cafes/shops. This way you are not pulling out a credit card that could possibly get left behind-it happens to all of us!
  • When travelling with my husband, he takes one VISA and one AMEX, and I take a different VISA and AMEX. That way if one of us gets our wallet stolen, we cancel the credit cards that the one person was travelling with and we still have the other person’s cards that are different accounts. Be prepared for the worst situation so it doesn’t spoil your vacation.

Do I need to call my credit card company before I travel?

  • Probably not but policies vary by company.
  • Often banks will tell you that they don’t need to be notified but my travel companions and I have all had issues with using credit cards being declined due to security concerns the first time we use them abroad. One of my credit card has the following notification on their site (search “travel notification” on your credit card site):
    • You no longer need to let us know when you travel. We monitor your accounts and will send automatic alerts if we detect suspicious activity. Should you need us while traveling, call the number on the back of your card anytime.
    • I would recommend you go to each of the credit card sites that you plan to use and just check what they say about “travel notifications”.

Now, you are ready to go have a great adventure and not worry about the logistics of spending money abroad. Cheers!

Travel Tips | Paris Public Transportation

There is SO much to see and do in Paris that you should put together a plan for your transportation needs BEFORE you arrive. Oh, and pack your most comfortable shoes because walking is the easiest way to get around Paris. What I love so much about seeing Paris by foot is that you never know what you may find around every corner-a musician, street art, or who knows?? Enjoy the journey!

For our Girls’ Trip 2023, I researched the easiest and most cost-effective ways to use public transportation to supplement our walking just so we don’t get shin splints on our first day! I average about 10 miles a day walking when I’m in Paris but unfortunately, I don’t get that level of exercise at home in Boise where we have to drive everywhere. We are in Paris for a full six days for our Girls’ Trip so, while we will no doubt walk ALOT, we will also want to use the excellent bus and Metro system to supplement getting around Paris. Surface traffic on the busy Paris streets is terrible as it is in most cities. Why waste time (and money!) being stuck in car traffic when there are cheaper and faster alternatives in the form of buses and Metros available all over Paris. I usually only use Uber as a last resort and getting taxis can be very difficult in Paris.

Two Public Transportation Payment Card Options to Consider:

NAVIGO DECOUVERTE CARD:

WHAT IS IT?

  • A multi-use public transportation card (like the Oyster card in London) that covers all of Metro Paris and can be used for unlimited use during a specific time frame on the Metro (subway), RER trains (including to the airport, Disneyland and Versailles), buses (great way to get around and see Paris quicker than taking a car because buses have their own designated street lanes), trams and even the Montmartre funicular unless you want to walk up the 300+ steps

WHO NEEDS IT?

  • Tourists who plan to use public transportation in Central Paris alot and don’t care about getting any discounts on local attractions (see Visite card below for that) 

WHERE DO I BUY?

  • Purchase the Navigo Decouverte card at any Metro, RER station or the airport at the Billets Paris et Ile-de-France train ticket window that normally sells tickets and passes
  • You have to provide a color headshot photo 3cm tall x 2.5cm wide (passport photo size) that goes on the card itself.
  • You have to choose a validity zone when you purchase it. To get around the center of Paris, the one for zones 1-2 is perfect.

HOW MUCH DOES IT COST?

  • 30€ for a week pass which runs from Monday through Sunday plus 5€ fee (non-refundable) for the physical Navigo card itself (no children pricing)

HOW DO I USE IT?

  • At Metro and RER stations, hold the card against the purple reader zones on the turnstiles or barriers to open fare gates. Keep the card against the scan zone until you hear a sound indicating it has been read correctly to validate
  • As you enter a bus, you will see a Navigo reader machine to tap your card against in order to validate your ride.
  • Failure to validate your ticket every time you use it could result in a fine (I’ve seen 50€ fines!) by security officers who routinely check passengers for validated cards/tickets

FOR MORE INFO ON NAVIGO CARD GO HERE: Navigo monthly and weekly travel passes | RATP

VISITE CARD:

    WHAT IS IT?

    • A multi-use public transportation card that covers all of Metro Paris and can be used for unlimited use during a specific time frame on the Metro (subway), RER trains (including to the airport, Disneyland and Versailles), buses (great way to get around and see Paris), trams and even the Montmartre funicular
    • Purchase passes for different period of 1, 2, 3, or 5 days. It is valid from midnight on the first day and ends at midnight on the last day.

    WHO NEEDS IT?

    • Tourists who may only need public transportation for a day or two and would use discount on attractions that come with the card like for the Opera Garnier, sightseeing cruises on the Seine or a bus tour, etc.

    WHERE DO I BUY?

    • Purchase the Visite card at any Metro, RER station or the airport at the Billets Paris et Ile-de-France train ticket window that normally sells tickets and passes. After you buy it, you must write your first and last name on it along with the starting and ending dates of validity. No photo is needed.

    HOW MUCH DOES IT COST?

    • Pricing is by day and by zone and ranges from 1 day in zones 1-3 for $15 US to 5 days in zones 1-5 for $74. Zones 1-3 will all you to travel around the city. Zones 4-5 will get you to Disneyland, Versailles and the airports.
    • There is children pricing with this pass. See online site for more details.

    HOW DO I USE IT?

    • At Metro and RER stations, hold the card against the purple reader zones on the turnstiles or barriers to open fare gates. Keep the card against the scan zone until you hear a sound indicating it has been read correctly to validate
    • As you enter a bus, you will see a reader machine to tap your card against in order to validate your ride. Failure to do so could result in a fine by security officers who routinely check passengers for validated cards or tickets

    FOR MORE INFO ON VISITE CARD GO HERE: Paris Visite travel pass | RATP

    Transportation apps

    • G7 for taxis-have used with some success
    • Uber-works pretty well in Paris
    • Paris Metro for subway
    • Citymapper to get around town-I use this app for walking guidance, but it does show other transportation options as well
    • Rome2Rio for transportation to show all options to get from Point A to Point B-my preferred app

    Helpful links below from RATP (Régie autonome des transports parisiens aka in English as Parisian Autonomous Transport Administration), which is the state-owned public transportation operator.

    RATP site Paris Public Transportation PDF maps:

    Travel Tips | Medical Care Abroad

    Plan for the unexpected! You don’t want to be googling for the nearest hospital or how to call an ambulance during a medical emergency when visiting a foreign country. Trust me-been there, done that!

    When Thom and I both got Covid while in Florence on a trip, the first thing I did was start researching local medical care. I was surprised that they didn’t have the urgent care centers like we do in the US where you can just walk in and see a doctor with no appointment. In Florence, if you need immediate medical care, you have to go to the emergency room at the hospital. Some cities will have medical clinics, some won’t. However, pharmacists are very helpful in European countries. They will talk to you, ask about symptoms, and suggest medications. In Florence, I was able to get several meds that helped us with our mild Covid symptoms. I did have to buy a thermometer and an oximeter in Italy, both of which I now travel with on all our trips.

    After travelling to Vietnam from our home base in China during my work assignment there, we started travelling with a robust first aid kit. Thom rolled his ankle stepping off a curb our first night in Hanoi on a vacation. We quickly found out that there is no ice in Vietnam, at least none that we could find, so he held a cold Coke can to his ankle to reduce the swelling. The pharmacies were not stocked well like Europe, but we finally found a wrap and he hobbled around on our Halong Bay cruise. Now we travel with an instant ice pack and that wrap.

    I decided to write this post to help others when we stayed last month at a quaint Swiss hotel in Chur that was a wood beam concussion obstacle course (see pic above) waiting to happen. If/when Thom knocked himself out after running into a beam, I wondered what I would do. Did I want to depend on the night help that may or may not be staffing the hotel front desk? Do they even have a hospital here in the middle of the Alps? Luckily, we didn’t hurt ourselves on those charming low beams but next time I travel, I will be better prepared and research in advance so if, God forbid, something happens, I can quickly take the appropriate action. I put together the following list to help me and now you to prepare for possible medical issues you may encounter when you travel.

    Practical tips when you are travelling:

    1. Go to the nearest pharmacy (look for green cross sign-see pictures above) but don’t expect them to be open 24/7 like in the US. European pharmacists act like doctors in many regards and will talk with you, ask questions and can diagnose and prescribe medicine for many simple medical issues like sore throats, muscle pain, migraines, etc. My husband got what he needed from a pharmacist in Basel, Switzerland on a recent trip-easy and cheap! The pharmacist interviewed Thom and gave him meds for a persistent cough.
    2. Call 112 in most European countries for urgent medical assistance (the US 911 equivalent) or call an Uber/taxi yourself and go directly to the nearest hospital if the condition warrants it. House calls might be possible. If you are staying at hotel or an Airbnb, ask the front desk/host to assist you in finding a doctor who can come and see you.
    3. Handling medical costs-Nearly all European countries have a universal health care system. Each country will have different payment arrangements for health care, and it is not all “free” for travelers as some might assume. However, the costs are minimal compared to medical costs in the US for the uninsured. You may be asked to pay out of pocket for any medical treatment. Check your medical insurance policy before you travel. You may not be covered when you are outside the US. If you are on Medicare, it doesn’t cover healthcare during international travel. However, some Medicare Advantage (like Part C) plans may cover certain emergencies if they occur outside the United States. Check out any travel insurance plans and compare before you buy. Notify the company immediately that you purchased travel insurance from if you have to use it for an injury. They can work directly with the hospital/doctor to get bills paid-here are some sites to research:

    Travel Insurance Quotes Online – TravelSafe

    Buy Now | iTravelInsured Travel SE – IMG (imglobal.com)

    Travel Medical Insurance (betins.com

    TRAVEL MEDICAL PACKING LIST

    Prescription meds (preferably packed in labeled original containers) If you forget them, ask the pharmacist for them even if you don’t have a prescription on you-they may give them to you or, better yet, take a picture of your prescription and show it to the pharmacist. Certain drugs in Europe are over the counter and don’t need a prescription like they do in the US. Make sure to follow new directions given as some meds may be stronger than the US version. The pharmacist in Paris gave me prescription thyroid meds that I forgot on a trip and didn’t need any documentation to prove I was taking it. Pack extra meds in case you are delayed.

    Over The Counter Meds:

    Nyquil/Dayquil

    Cough suppressant

    Saline nasal spray-good for preventing bloody noses

    Tylenol or Advil PM (helpful to aid sleeping while adjusting to time zones)

    Suntan lotion and sunburn relief (aloe vera gel)

    Pain reliever: Tylenol and/or ibuprofen

    Benadryl

    Imodium

    Tagamet

    Laxatives or stool softeners

    Motion sickness meds

    Eye drops

    Medical help:

    Antibacterial wipes (clean that airplane seat space)

    Hand sanitizer (so handy when using public transportation)

    Self-adhesive wrap

    Tiny scissors to cut gauze, etc.

    Instant cold pack

    Antibiotic ointment

    Antiseptic to clean wounds

    Band-Aids (all sizes)

    Moleskin (to cover blisters)

    Gauze

    Medical tape

    Calamine lotion

    Tweezers (removing splinters, etc.)

    Thermometer

    Oximeter

    Covid tests

    Face masks-handy for areas with bad AQI and crowded spaces

    Dental:

    Travel Fixodent

    Dental repair kit

    Back issues:

    Blow up pillow for hard seat (trains, concerts, etc.)

    Back brace

    Hair ties to make Denny roll out of towels (for back issues)

    Walking stick (collapsible)

    Salon PAS

    CBD cream

    Knee brace

    Plug in heating pad (after long day of walking, we fought over who got this first)

    Be safe with your travel emergency kit:

    • Make a list of all your prescription meds and take a doctor’s note that explains any prescription opioids or medications with needles. You never know when TSA may ask questions.
    • If you are travelling with kids, keep the first aid kit out of reach and locked.

    With some planning and preparations before you travel, any emergency that comes up that is minor can be handled with your travel emergency kit. For serious illnesses and injuries, seek out medical care immediately. Enjoy a healthy and safe journey!

    Key sites to check out before you travel:

    Go to the US embassy’s site and select where you are travelling and look under the “US Citizens Services” section for medical services information.

    France/Paris https://www.angloinfo.com/how-to/france/paris/healthcare/emergencies/emergencies-in-paris and https://en.parisinfo.com/practical-paris/useful-info/health-in-paris

    General https://wwwnc.cdc.gov/travel/page/health-care-during-travel

    Top 10 Paris Travel Apps

    I use many different travel apps to help my adventures go smoothly but, with our Girls’ Trip to Paris coming up quickly, I put together a specific list of the top travel apps that are “must haves” for us to use there. I thought I would share my favorites so you too can embrace technology and enjoy the journey!

    Of course, there are many apps out there that are super niche for Paris only but the apps I’ve decided to share are ones that I’ve used in Paris and found essential in the past. The websites for the apps below are included so you can check them out and decide if they will work for you. Then, if you determine you need these apps, download the app to your mobile device to use while you are travelling. Make sure you set up any profiles in advance so you are ready to use (for example, Uber will need payment info stored). Many people ask me about what to do with their phones while they are travelling abroad. There is so much information around this topic that I wrote a separate blog post here My Top Phone Tips for Traveling Abroad – Travels with Melinda.

    GETTING AROUND

    Rome2Rio: discover how to get anywhere is an app that I have used in many different European places and all across the US. My favorite app! You just input where you want to go from Point A to Point B and it searches any city, town, landmark, attraction or address across the globe with thousands of routes to easily get you from A to B. It gives you timetables and estimated pricing for all types of transportation-trams, bus, subway, train, taxi, etc. If you decide to walk, it tells you how long it will take and helps guide you around that way too. In planning a logical itinerary, this is the app I use most often.

    Citymapper – The Ultimate Transport App is a free public transit app with mapping that displays transport options, usually with live timing, between any two locations in a supported city.  Similar to Rome2Rio but very helpful for getting around by any means of transportation from e-scooters to walking to biking to subways. I like this app best for getting around by foot.

    Google Maps can be used to navigate around town. This is the app my husband likes best.

    Uber is great to get around and I have successfully used it in Paris (not the case in some European cities). Check here Uber Cities – Rides Around the World | Uber before you go to other countries to see if Uber is available. I’ve never used Bolt but it works in Paris too.

    RATP for the Paris Metro. This app has maps and train schedules plus it will notify you of delays. Having the app gives you free access to the RATP WiFi network.

    G7 Taxi to book a taxi for immediate pick-up or schedule a ride up to 14 days in advance. You can pay the driver via the app or when you take the ride. I’ve had better luck with Uber getting rides but I have this app too just in case.

    COMMUNICATING

    Google Translate instantly translates words, phrases, and web pages between English and over 100 other languages. I’ve used this app mostly to translate menus.

    WhatsAppI have found that some restaurants in Europe use this app instead of other apps to book reservations. Airbnb hosts may use this vs. text/call. You can also stay in touch with friends and family for free no matter where you are vs. using international phone service because WhatsApp uses Wi-Fi not phone data. If you don’t want to use your cell (usually $10 a day for international use) then just use WhatsApp. You can message, chat and video chat for free. Just make sure whomever you want to connect with back home also has the app and, of course, you will need to be connected to Wi-Fi to use it but it’s free!

    EATING

    The Fork app is for making reservations at restaurants. Availability is given in real time. You don’t need to make reservations for the cafes you will find on every block in Paris but for popular restaurants you may want to reserve in advance so not to be disappointed.

    USING THE FACILITIES

    Toilets of Paris app helps you find public toilettes, water closet or W.C. aka bathrooms/restrooms. This app is available on iOS and android and includes public bathrooms and those in restaurants, where you will probably need to buy at least a drink to use their facilities. Large hotels with lobby bathrooms are great places to go too.

    Now that you’re all set with the essential travel apps, take off to the City of Lights and have an amazing adventure!

    Bruce Springsteen Concert in Switzerland

    We planned our recent trip to Switzerland around going to a Bruce Springsteen concert, but this wasn’t our longest trip to see Bruce. That occurred in 2017 when I surprised my husband with a trip to see Bruce in Auckland, New Zealand on their last tour. It was a big birthday for Thom to celebrate and what better way to do it than far, far away with Bruce. Soon after that trip, we got to meet Bruce up close and personal when he did a book signing in Seattle. When I walked up to him, I told him he was cute, and he laughed. It was a moment. We also were lucky enough to catch his Broadway show in 2018, which was an intimate theater setting with just Bruce and his guitar talking and singing about his life journey. Special times with a true musical icon!

    Arriving in Zurich a few days early, we went to the stadium the day before the concert to check it out. We had issues with our tickets when we ordered them almost a year earlier. Swiss Ticketmaster mails out paper tickets instead of living in this century and doing online tickets. Well, our tickets got lost in the mail, never to be delivered. After many, many emails to the Swiss Ticketmaster head person for assistance, he must have spoken to his head of customer service, who was already aware of me and my ticket issues, because they finally sent us PDF tickets to print and bring with us. Persistence pays off. Luckily, we had no issues using this form of tickets to get into the concert. Truly a miracle!

    Once inside Stadium Letzigrund, we navigated the masses (30,000+ concert goers) and found our seats which were nicely padded and the most comfortable stadium seats I have ever enjoyed. However, this was a Bruce concert, and you don’t sit when Bruce sings. You dance! Well, at least in the US you do. No one was standing in our section except another US couple sitting right behind us. At breakfast at the hotel the day after the concert, we started chatting with a couple at the next table who had also gone to the concert. They lived in Germany and explained to us that if people pay for seats at a concert here, they expect everyone to stay seated. If you want to stand, you pay for the floor standing section, which is less money. Oh well! I’m sure all the locals sitting around us were talking about the crazy dancing Americans who wasted their expensive seats by standing for three hours. We had a blast!

    I will say that the people in front of us were living the good life. They started out preconcert by eating open face sardine and salmon sandwiches with herb garnishes. Very fancy. Then they proceeded to pound back flute after flute of champagne. Cheers! Only during the encore when Bruce sang his most popular hits such as Born in the USA, Born to Run and Dancing in the Dark did these folks deign to stand and possibly sway a little with the music or maybe it was a champagne-induced sway? Good times.

    The next day walking around Zurich we stumbled upon an amazing music store, Musik Hug, which had a vinyl recording of Bruce concerts in Europe from 1993. Thom has an extensive Bruce vinyl collection so it’s always fun to find a new addition!

    All in all, I’m glad we turned the Bruce concert into a two-week vacation that took us through NYC, Milan and all over Switzerland. I would highly recommend seeing your favorite musical artist(s) in an unfamiliar setting. Enjoy the journey!

    SELECTING CONCERT SEATS

    We didn’t do much research in advance of buying our seats but once we got there and saw the stadium layout, we realized we need to take more care before purchasing concert tickets in the future. Here’s what we plan to do for any outdoor arena concert in the future: check the time of concert and the position of the sun. Then, go to the stadium website and look at the orientation of the stadium and where the stage will be located for concerts. Most stadiums also host sporting events which is a different story, but you can usually find by searching online how they set up for music concerts. Go to Google maps and check out the position of the stadium and look at the compass point. Their satellite view feature is good to use.

    People on the south and southeast side of the stadium that we went to for the Bruce concert had the brutal sun on them most of the concert, making it hot and harder to see the stage and large display screens. We were lucky and had the sun at our back so we were in the shade the whole time but that was sheer luck. Next time, we will be ready to pick the best seats. Enjoy the journey!

    Top Travel Apps

    I use many different travel apps so that my adventures go smoothly. I thought I would share my favorites to help you too. I’ve included websites for many apps below so you can check them out and decide if they will work for you. Then, download the app to your mobile device to use while you are travelling. Embrace technology and enjoy the journey!

    PLANNING THE TRIP:

    OVERALL PLANNING AND ORGANIZATION

    OneNoteI use Microsoft OneNote, which is a digital note-taking app where I can jot down ideas, make to-do lists (my fav!), and more. OneNote is part of Microsoft 365 and you can sign in with your Microsoft account. Using OneNote, I can access my travel notes/files on my laptop AND my mobile device while travelling. I have a separate notebook for each trip. Within each notebook, I have sections/pages for every place, flights, hotels, etc. I will put in screenshots and download files for any tickets and travel confirmations. This way I can travel paperless, quickly pulling up anything up on my phone (even without Wi-Fi or cell service-which happens to me a lot!) that I might need while travelling. You can also share the OneNote with fellow travelers on your journey. That way you can collaborate on all the details!

    TripIt – Highest-rated trip planner and flight tracker is very popular. I tried TripIt out on our last two trips and it’s best feature is that when you book a flight, hotel, car, or other reservation, you can simply forward it to plans@tripit.com, and they automatically add it to your trip file. You can also add in other details yourself like tours you are taking, concerts, etc. I liked that you could click into a trip item and it shows the address and then you can click on the address and get mapping to get there. Try it!

    AIRLINES

    Once you know the place and the dates, you will want to start looking at airline prices. Tip: set up an alert (see apps below) to track how the prices are fluctuating. If you know you definitely want a particular airline, make sure you download their app and set up a search on that site. Hot tips: Book on a Sunday to save up to 15% on average according to Expedia data and book at least a month before domestic flights and six months before international travel to save 10% on average. Depart on a Wednesday to save up to 15% on average.

    Download the brand app-I fly Delta primarily so I have their app downloaded. They will notify me of any flight changes and push notifications to my phone about gate changes, boarding announcements, etc.

    General airline search for flights and pricing:

    Skyscanner: Compare Cheap Flights & Book Airline Tickets to Everywhere | Skyscanner

    Google: https://www.google.com/flights

    SeatGuru: Airline Seat Maps, Flights shopping and Flight information- Best Airplane Seats – SeatGuru (owned by Tripadvisor) Find out details on your airplane seats (do they recline, are they close to bathrooms,etc.) and book flights.

    TRANSPORTATION & GETTING AROUND

    Rome2Rio: discover how to get anywhere is an app that I have used in many different European places and all across the US. My favorite app! You just input that you want to go from Point A to Point B and it searches any city, town, landmark, attraction or address across the globe with thousands of routes to easily get you from A to B. It gives you timetables and estimated pricing for all types of transportation-tram, bus, subway, train, taxi, etc. If you decide to walk, it tells you how long it will take and helps guide you around that way too.

    Citymapper – The Ultimate Transport App Citymapper is a free public transit app with mapping that displays transport options, usually with live timing, between any two locations in a supported city.  Similar to Rome2Rio but very helpful for getting around by any means of transportation from e-scooters to walking to biking to subways. I like this app best for getting around by foot.

    Google Maps can be used to navigate around town. This is the app my husband likes best.

    Uber is great to get around if it is available in the city/country you are visiting and your cell service works. Check here Uber Cities – Rides Around the World | Uber before you go and download the app. I’ve used Uber in many places around the world and sometimes it works like a charm and other times I’ve had to figure out a back-up plan (like bus or walking) when you just can’t get a driver to accept your ride.

    FREE NOW – Europe’s best mobility app. Available in 100+ cities (free-now.com) is handy because Uber not available in all countries. This app covers taxis, scooters, scooters and electric bicycles, or rent a car in sharing.

    Subways are a great way to get around town. Download the subway app for the city you are visiting to get all the information on fares, how to pay (tap to pay in NYC/Europe which you do with your smart watch, phone with Google Pay or Apple Pay or credit card). Want to know which stops are accessible with elevator in case you can’t do stairs? It should be on the app.

    TRAINS

    We have travelled by train and trams all over the UK, Italy, Switzerland and, in the Fall of 2023, we will be in France. Europe has far superior train systems than the US. Every country has their own train systems so too numerous to mention. Here are some aggregate sights to research train travel no matter what country you are going to be in:

    Book, search & compare trains, buses & flights (GoEuro) | Omio

    https://www.seat61.com/

    HOTELS

    Brand app-I stay in Marriotts (when not using Airbnb) if at all possible because I have Platinum Elite status and get all kinds of nice upgrades and late check-out. Download the hotel app where you are staying and make sure you are getting points for spending money there! We are on a trip to Switzerland right now and almost all of our hotel stays are free using points accrued from our trip last year to the UK.

    APARTMENTS

    We often stay in an Airbnb when we are in one place for more than a few days. I’ve written a separate blog post Top 5 Tips to Book an Airbnb you can check out. Download the Airbnb app on your phone and best of luck finding the perfect place to stay on your next adventure!

    TOURS

    Viator/TripAdvisor (same company-different sites) research everything there from hotels to tours to general things to do. You can read traveler reviews to determine if it seems like a good fit for you. This is my “go to” place when I start to research a location to visit.

    SEEING THE SIGHTS

    Audio Tours for Europe by Rick Steves-use for research and also while travelling vs. taking a tour-free! Download to your phone and bring your ear buds (don’t forget your power source to plug into when your battery dies).

    Homepage – Smartify: When you visit a museum, you scan the piece of art and hear all about it. Available on iOS, Android and mobile web-app. Smartify delivers tours, way-finding, object-recognition and much more. Super excited to try out this app again when we visit NYC and see exhibits of Warhol and Banksy.

    Bimble Your Favourite Places. Share & Get Place Recommendations to share the sights you see with others! Save travel places and easily refer for yourself and others. You can create a Bimple or discover Bimples from other people to get inspired.

    FOOD

    I don’t claim to be a foodie, but many people are so making reservations to eat while you are travelling is important. Research places before you go and make your reservations through one of the many apps that are available:

    Book the best restaurants nearby | OpenTable make your restaurant reservations in the US, UK, India, Australia and Mexico.

    Book the best restaurants in Europe | TheFork for your dining in Europe.

    Yelp is always a good resource to research restaurants and direct you to their website to see how to make reservations depending on where it is located.

    PACKING

    I only travel with a backpack and a carry-on. My motto is “never check a bag” so that you can arrive in your destination ready to go! Whether one week or a month, it’s only a carry-on for me. See my separate blog post on packing here Top 5 Travel Packing Tips – Travels with Melinda.

    Packr – Travel packing list app for each trip  is popular free travel packing list app for iPhone and iPad. Packr will organize your luggage and suitcase for each trip depending on weather and activities.

    TAKING THE TRIP:

    COMMUNICATING

    Many people ask me about what to do with their phones while they are travelling abroad. There is so much information around this topic that I wrote a separate blog post here My Top Phone Tips for Traveling Abroad – Travels with Melinda Please check it out!

    Google Translate-When you go to places where English is not spoken or menu/signs aren’t in English, Google Translate comes in very handy. It’s a free app that instantly translates words, phrases, and web pages between English and over 100 other languages. We landed in Florence for our girls’ trip and the first restaurant we went to in the Oltrarno had no menus in English and no waiters who spoke English so we learned how to translate everything quickly so we could order. Of course, I still wound up with soup instead of the pasta I thought I ordered but everyone else did well!

    WhatsAppI have found that some restaurants in Europe use this app instead of other apps to book reservations. Airbnb hosts may use this vs. text/call. You can also stay in touch with friends and family for free no matter where you are vs. using international phone service because WhatsApp uses Wi-Fi not phone data. If you don’t want to use your cell (usually $10 a day for international use) then just use WhatsApp. You can message, chat and video chat for free. Just make sure whomever you want to connect with back home also has the app and, of course, you will need to be connected to Wi-Fi to use it but it’s free!

    TRAVEL INSURANCE

    Check your medical insurance policy before you travel. You may not be covered when you are outside the US. If you are on Medicare, it doesn’t cover healthcare during international travel. However, some Medicare Advantage (Part C) plans may cover certain emergencies if they occur outside the United States. Check out any travel insurance plans and compare before you buy. Here are a few sites to research:

    Travel Insurance Quotes Online – TravelSafe

    Buy Now | iTravelInsured Travel SE – IMG (imglobal.com)

    Travel Medical Insurance (betins.com)

    STAYING SAFE

    Travel Advisories (state.gov) Are there any travel advisories where you are travelling? Good to know before you go. To receive updated travel advisories and alerts while you are travelling, sign up at travel.state.gov/stayingconnected for one of the ways to stay alert. One of these ways is to sign up for the STEP Smart Traveler Enrollment Program (state.gov) which is a free service to allow U.S. citizens and nationals traveling and living abroad to enroll their trip with the nearest U.S. Embassy or Consulate.

    Official list of embassies from the U.S. Department of State (usembassy.gov)– good to have this list handy in case you are travelling and lose your passport or need assistance from the embassy.

    While you hope it doesn’t happen to you on a trip, it’s better to be prepared in case you lose or have stolen your wallet. Take a picture (and keep it in the cloud where you can access it if you have to with WiFi) of the contents of your wallet including:

    • Fronts and backs fo credit, debit, and insurance cards
    • Passport
    • Driver’s license

    Download a locator app for your phone in case it is stolen and know how to lock it so a thief can’t access your information.

    Most credit card companies and banks say they don’t need to be notified if you are travelling but my travel companions and I have all had our credit cards locked the first time we use them outside the US so I still try to reach out and alert them. Usually you can do this online.  My husband and I also keep one credit card and passport separate from other credit cards and driver’s license. That way if you get a pickpocket, they get one or the other. Also consider using hotel safe to keep one or the other. As long as you have a copy of your passport with you, you can keep your passport in the safe. Just don’t forget items that you stash in the safe!

    WHEN YOU JUST HAVE TO GO

    Apps to download and use when you have to go NOW and you are out and about (on Android and iOS) I was in Central Park in NYC, pulled up my Flush app which uses your location to find the nearest public bathroom and quickly found the closest facility. Lifesaver!

    So many apps to help you enjoy the journey!

    My Top Phone Tips for Traveling Abroad

    As much as you might dream of getting away from it all while travelling and not using your laptop or mobile device, the reality is that these devices are really a vital part of our lives now. There are so many phone apps just to make travel easier! I want to share my top phone tips for travelling abroad based on my experience so you can be better prepared for your next trip. The classic red phone booths in the UK are great for picture taking but don’t count on them to phone home. Enjoy the journey!

    How do I use my phone when I travel outside the U.S.?

    • WhatsAppYou can message, chat and video chat for free. Just make sure whomever you want to connect with back home also has the app downloaded and, of course, you will need to be connected to WiFi to use it but it’s free! This has worked great for people I know who want to avoid any additional expenses when travelling.
    • Physical SIM card– If you have an unlocked phone, bring along a SIM remover tool (safety pin works too). Assuming your phone meets the usability criteria, you can purchase a SIM card when you land (most airports have kiosks selling these but they are usually cheaper once you get in a local neighborhood and can go to a convenience store). Check for:
      • How many GB? Local phone #? Lasts for how many days/months? Includes texts, phone calls and internet? Example of cost: 10£ for 21g of data.
      • You switch out your SIM card (keeping it safe somewhere while you travel) and pop in the new SIM card to have mobile access while there.
      • Safety tip: if a cell phone or any store offers to unlock your phone for you and install the SIM or asks you to leave your phone so they can do it, do not let them. All kinds of scams with that type of service. Do it yourself.
    • eSIM cards are another option to get a local number without having to hunt down a physical SIM card after you arrive. You can purchase and download an eSIM on your phone to connect to cell networks and get data. Tons of providers sell eSIMs online with options and prices depending on where you’re going and how much you’ll need to use your phone. I would recommend going to Amazon and search “international esim card” to see the options. So, make sure to dig around and check reviews before purchasing.
    • International plan activated on your mobile device-this is what I use. For my AT&T phone, it costs $10/day to use. When traveling with your family that are on your cellular account, if everyone is using the International Day Pass, one line is $10 a day and any additional lines are charged at 50% off (so my husband would be charged $5 a day).  Most carriers have similar services and fees. Very easy-you will automatically get charged the international fee when you use data, talk or text in another country and off you go! I use my mobile to call, text, tap to pay (very popular in Europe as way to use public transportation and pay for everything) and leverage Google directions to get around. On your next cell bill, you will see the charges. If there is a day you don’t use the mobile, you won’t get charged for that day. Other tips for international plan usage:
      • To use cellular data, make sure Data Roaming is turned on in your device settings.
      • To call or send a message to the U.S., dial +1 followed by the 10-digit number. The “+” sign usually appears if you press and hold the “0” key on your dial pad.
      • To call or send a message to another country, dial + (country code) followed by the local phone number.
      • Some devices have settings that automatically add the correct prefix or country code when you’re calling numbers in your contacts. For iOS, turn on Dial Assist in your device Settings.
    • Note: T-Mobile has a $100 International Monthly Plan that includes 250 minutes, unlimited texts and unlimited data for 30 days. This would be a good plan for trips of 10 days or more.

    What do I do if misplace or lose my phone? (test these before you go so you know what to do)

    • Android: Use a laptop and go to “Find My Device (google.com)” With this feature, you can:
      • Locate where it is-map is displayed
      • Play a sound (to help you find it-we used this feature when my husband’s phone fell out of his pocket at the playground when we were with the grandkids-it works!)
      • Secure your device-locks the phone and signs you out of your Google account. You can also display a message or phone number on your lock screen so that if someone finds your phone, they can contact you. You can still track device if you do this action.
      • Erase all content from the device. Only do this if you know you aren’t getting it back. You can’t locate it once you take this action.
    • iPhone: Use your Apple device to track your iPhone, iPad, iPod touch, Apple Watch, Mac, AirPods, AirTag) Sign in to iCloud.com/find or use the Find My app on another Apple device that you own. With this feature, you can:
      • Locate where it is-map is displayed
      • Play a sound
      • Lock the device
      • Mark it as lost: When you mark your device as lost, you remotely lock it with a passcode, keeping your information secure. This also disables Apple Pay on the missing device. And you can display a custom message with your contact information on the missing device.
      • Report your missing device to local law enforcement. Law enforcement might request the serial number of your device and you can find it through the link above.
      • File a Theft and Loss Claim here on this site.
      • Remotely erase everything if you don’t think you’ll get it back.
    • For both Android and iPhone, report your missing device to your wireless carrier (AT&T, T-Mobile, etc.) asap. Ask the carrier to disable your account to prevent calls, texts, and data use.  Here are some of the major carriers contact info:
      • AT&T: 1-800-331-0500
      • T-Mobile: 1-877-746-0909
      • Verizon: 1-800-922-0204

    I hope these tips have been helpful and allow you to enjoy the journey!

    Top 5 tips to book an Airbnb stay

    Gazing out the window at the lively Montmartre cafes, I truly felt a part of the Parisian culture on a recent trip. This is one of the reasons I book an Airbnb for our stays that are a week or more. While I love my Marriott hotel stays, those work best for just a few days. An Airbnb is great for longer term stays and for groups like for our girls’ trips because we need more bathrooms and beds than a hotel room can provide. In Florence, we rented out an apartment in a villa (see top left pic below) where the family lived in one section, and we enjoyed three levels of living in a separate wing of the building. When my husband and I travel, often I will be working remote for a month or longer, so having strong Wi-Fi and a washer are necessary. I just booked our stay in an apartment in Strasbourg, France for a month, where I’ll be working remote during the week and taking day trips all over France on the weekends. My girls trip this year will be a stay in Paris on the Ile Saint-Louis Island in an amazing Airbnb with a water view. So much to look forward to!

    Doing research before booking your Airbnb is crucial to having a happy stay so please read my tips below before you hit that “reserve” button and enjoy your journey!

    1. Read the reviews. If there are complaints about noise and the beds being uncomfortable, look elsewhere. You need a good night’s sleep when you travel. If there are no reviews, don’t book it. The listing may be new and that’s the reason for zero reviews but let somebody else try it out first. The host should disclose any issues with the rental in the description (one posting I just read stated that “If you are 6-feet +, consider other bookings because one area of the ceiling has a clearance of 5’11”) but sometimes hosts aren’t so forthright so reviews are where you will discover the truth.
    2. Choose a Superhost if at all possible. They will care more about providing a clean, consistent experience because they want good reviews. If something is amiss, they will be more likely to make it right. We checked in to one apartment in London and the cleaners hadn’t shown up yet, so we had to drop our bags and leave once they did come. However, the host gave us a full night’s credit back to our Airbnb account which was absolutely the best outcome of a situation that can happen.
    3. Check out the neighborhood before you book. Some hosts provide the address up front, and others will only show a location in the general neighborhood “exact location provided after booking”. Either way, do your due diligence and investigate. We got a super deal on a place in Lisbon, Portugal but the neighborhood was a little rough, so we didn’t feel comfortable going out at night so now I go to Google maps and look at street view level to get a feel for the neighborhood before I book. Usually, the host will include details in “Getting around” section about what you can walk to like a market and public transportation nearby. Is accessibility an issue for you or members of your group? Is the neighborhood hilly or are there stairs to climb to the local market? All good thinks to know in advance.
    4. Consider the cancellation policy. Cancel policies vary by property so make sure you check. You will usually see for each listing either: “Free cancellation before (insert date)”, which is usually 30 days prior to start of reservation OR “Free cancellation for 48 hours”. Believe me, life can happen and with a restrictive cancel policy you will lose your entire payment. My husband had a heart attack, and we couldn’t go to NYC on a planned trip. Even after explaining the situation to the host, he refused to refund our money and he was within his rights to do so given that apartment’s published cancel policy. I was still upset, and, after that incident, I now refuse to book a place that doesn’t have a more lenient policy where I can get a 100% refund within 30 days of start of reservation.
    5. Check amenities and accessibility. I have stayed in Airbnbs all over Europe. Many places have steep stairs to not only get to the apartment but also within the unit. Elevators are as rare as air conditioning, dishwashers and dryers in many countries. If these are important to you, check to make sure the place you have picked to rent has them. Even small details like having a coffee pot for me are important. One place we rented had nothing but an electric kettle which is fine for tea. We had a lovely time shopping in the local neighborhood for a french press and coffee, leaving it all behind after our week’s stay so the next renter might enjoy it. If you will be working remote and need strong Wi-Fi, check the reviews to see if other renters have had any issues and check with the host. Where we stayed in London recently not only had 5 flights of stairs inside the unit but the Wi-Fi and cell coverage was weak and only worked in a few places inside the unit, which was just inconvenient for us. At our New Zealand cottage on the water, the host provided free use of kayaks and we had an amazing paddle around the bay. Our France rental this fall has use of bikes to get around the city which I am sure we will use on our month-long stay.

    I hope these tips help you book an amazing place. Safe travels!

    Top 5 Travel Packing Tips

    I recommend you pack only a carry-on for whatever length of time you are travelling. Seriously, I went all over Europe last fall for 30+ days with only a carry-on. And this was a multi-purpose trip for me-I work remote, so I had to look business-like on virtual meetings and also had personal time off to enjoy sightseeing with my husband. If I can do it, so can you! Don’t be disappointed by lost baggage or sustain injuries caused by dragging around and lifting heavy luggage. If you follow my best practices, learned from travelling all over the world with only a carry-on, you will thank me. Enjoy the journey!

    Here we go: (downloadable travel checklist here Packing Checklist – Travels with Melinda)

    1. Pick a color palette and coordinate your outfits around it. I use black as the base and plan pops of color with scarves and jewelry. I envy people who can wear white shirts but mine just end up with stains so white is a no go for me.
    2. Try out the clothes in advance of the trip to see if they are comfortable and won’t wrinkle. When you wear them, are they comfortable and do they make you feel good? If so, take a picture to remember the look and put it in your packing list file. I’m a planner and start updating my basic packing list months in advance of any trip depending on where I am going and expected weather conditions.
    3. Lay out your 5 outfits (this is for any length of trip over 5 days) on the bed-tops, bottoms, underwear, socks, jewelry, scarves, etc. Then, see if you can mix and match them to create new looks. When you have your outfits picked, I recommend you roll all your items, sorting them into packing cubes by function, i.e., underwear/socks in one, tops in one, bottoms in another, etc. I use a hanging organizer for my jewelry and a hanging toiletries bag. Any clothing that is heavy or bulky won’t make the cut.
    4. Wash the chosen travel outfits in the sink and hang them to dry to test their worthiness before the trip. If they don’t dry overnight or dry but with terrible wrinkles, don’t pack them. That includes socks and underwear too. You may have the luxury of a washer at an ARBNB, but you probably won’t have a dryer at least in Europe and, if you’re at a hotel, you may be washing in the sink using handy laundry soap sheets that are easy to pack.
    5. Check the weather right before you go and adjust outfits as needed. Don’t need that umbrella and poncho? Great! Do need hat and gloves? Pack them. You don’t want to be cold, wet and miserable, so better to be prepared.

     More details on exact items I recommend for the best travel experience can be found on my website: Travel Essentials – Travels with Melinda.

    Top 10 travel tips for flying

    As I head out tomorrow on my 5:30 am (boarding at 4:50 am) flight, I am thinking to myself, “WTF WAS I THINKING!!!” It always seems like a good idea at the time you book, but these AM flights are killer even if they do get you from the West Coast to the East Coast before dark. I would just caution you to really think through your flight times as well as your layover times before you book. If you are going to arrive tired and cranky or have to run through a crowded airport to make a tight connection, maybe rethink your flight plans.

    If you haven’t already, download the airline app on your phone for whatever carrier you are flying on. Use the boarding pass on your app to get through security and onto the plane. Set up push notifications to your phone within the app for any change to your travel plans. Gates change, flights are delayed or cancelled, and you need to be the first to know. Heads up-more and more airports are not making overhead announcements so the notification on your phone from your airline might be your only warning. If you have a flight cancel or are delayed too long that you will miss connections, jump on the airline’s app immediately while walking to the customer service desk to rebook. If you are travelling with a companion, have them call the airlines customer service at the same time. You never know where you’ll get the fastest service, so you have to try several options simultaneously because everyone else on that delayed flight is also trying to reschedule. Below are my top 10 travel tips for flying, accumulated from personally travelling all over the world. Enjoy the journey!

    1. Try to get on the first flight out in the morning even if it means getting up early (but maybe not as early as I’m getting up tomorrow!). These flights are far less likely to cancel. Later flights are subject to weather issues and cascading flight cancels as delays cause flight crews to take breaks every 16 hours they work. Getting TSA Pre-check for US travel is worth the time and $78 expense. I would never consider travelling without it as I typically get through TSA much faster and without taking liquids out or shoes off. For frequent global trips, get Global Entry for $100 that includes TSA Pre-check. More info on these programs here: Official Trusted Traveler Program Website | Department of Homeland Security (dhs.gov)
    2. If you have a major event to attend like a wedding, funeral or perhaps a concert, try to arrive at least a day or two in advance to allow for flight delays/cancels. Delays happen! If they do, try to buy a day pass to one of the airline member lounges if you don’t already have a membership. They offer comfortable seating (and even beds at some airports-see pic above of Thom reclining at Delta club in Paris!) and free food/alcohol. I spend extra to have this luxury (look at those big seats in pic above!) because it makes delays and long connections bearable when travelling. Tomorrow, I have a 3-hour layover in Minneapolis, and I’ll be checking out the new Delta club that I hear is fabulous.
    3. When booking, allow for several hours between connections. You may think that the airlines sites are showing connections that are 30 minutes when you do searches so it must be alright but that is not the case. Especially at large, busy airports and those in other countries that may require you to go through customs, you need three hours minimum between flights. Really anywhere for both foreign and domestic flights, allow 90 minutes at least between connecting flights.
    4. Always check out carefully where you are sitting on the plane. Don’t be near the bathrooms or in seats that don’t recline. Speaking of awful seats-see pic above of weird wall that was in front of my husband’s seat instead of a video screen on the seat back in front of him. This wall wasn’t showing when on the map when seats were booked. On overnight flights, try to be halfway between bathrooms and galley so that it is quieter. If you need to get up frequently, get an aisle seat. Want to lean while you sleep, then get a window seat and hug the wall.
    5. Being drunk on a plane is a federal offense so don’t overdo it. Jet lag is bad enough but jet lag+hangover will negatively impact your trip. If another passenger gets drunk and rowdy, discretely go to the flight attendant and let them handle it-they are trained and will be better equipped than you are to take care of any situation.
    6. If flights are full and people have to get bumped (yes, it happens and it’s not fair if you have a ticket, but it happens), the first people to get bumped are those who paid for the tickets not directly from the airline site. So, for example, you book your ticket through a third-party site like Expedia vs. a person who bought through the Delta site, then you, as the Expedia customer, will probably be bumped. Even better, if you are a loyal frequent flyer on one airline and get status, you have the edge over others with no status. Be loyal! Sign up for the frequent flyer program at the airline you will use most often. For me, it’s Alaska for regional travel and Delta for everything else. As far as the low-cost carriers like Southwest, you get what you pay for. Southwest has had multiple systemwide issue failures causing travel havoc. Save up and fly on a better airline.
    7. Don’t bring stinky food to eat on the plane. Not only will those around you hate you but the flight attendants will too. Don’t be that person eating the taco or tuna fish or a hardboiled egg. Yuck! P.S. Also bring along Lysol wipes and thoroughly clean off your tray table and armrests-you know the plane crew doesn’t probably have time to do a good job on every single tray table for every flight. I have a vivid memory of seeing a mother bounce her baby (clad only in a diaper) on the tray table to get them to calm down. Think about that-the residue left behind from that bouncing diaper-clad bottom….and clean, clean, clean before touching your tray table.
    8. Drink water to stay hydrated. Don’t get ice in your water or drink. Various studies show ice can be contaminated with bacteria. I don’t chance it. Your choice.
    9. Bring noise cancelling headphones OR listen to the guy next to you snoring or telling you conspiracy theories or the baby crying for hours. Also, some airplane still use the headphones with jacks to watch free movies. Carry a spare pair just in case.
    10. Dress in layers to fly. I always wear pants (shorts on a plane are just stupid-sorry), a l/s top, jacket and scarf. BTW, keep your shoes on while you fly. Please for the love of God. Wear compression socks to increase circulation and reduce swelling in your legs and feet. P.S. That’s not water on the bathroom floor on the plane in case you take your shoes off and decide to use the facilities.

    I’m off to go to bed at 8 pm so that I can rise at 3 am and get to the airport for my unholy early morning flight tomorrow. The good news is that I probably won’t have a travel delay and I’ll get to Indianapolis for my family visit before it gets dark. I’m homeward bound to walk down memory lane.